where and .how to buy umbrella insurance??

Financial Planning - Financial planning in general. (Moderated) 

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Subject Author Date where and .how to buy umbrella insurance?? mac 10-14-2006  Re: where and .how to buy umbrella insurance?? anoop 10-15-2006  Re: where and .how to buy umbrella insurance?? Gil Faver 10-15-2006  Re: where and .how to buy umbrella insurance?? po.ning 10-15-2006  Re: where and .how to buy umbrella insurance?? Gil Faver 10-15-2006  Re: where and .how to buy umbrella insurance?? MyVeryOwnSelf 10-15-2006
Posted by mac on October 14, 2006, 7:23 pm All I know is that i should get enough coverage to cover my assets....but when I went to my auto-insurers web site to see if they offer it, it's not mentioned anywhere on the website.....that's kind of strange, given that AIG (my insurer) is supposed to be the largest ins. co. in the world (??) Typing "umbrella insurance" into google (with all kinds of variations,, like "where to buy....." comes up with no nothing of use. I don't own a house, but i have enough assets to make the ins. worthwhile i think. Posted by anoop on October 15, 2006, 2:07 am mac wrote: > co. in the world (??) Typing "umbrella insurance" into google (with > all kinds of variations,, like "where to buy....." comes up with no > nothing of use. I don't own a house, but i have enough assets to > make the ins. worthwhile i think. I think it's usually bundled with some other kind of insurance either auto or homeowners or renters. See, e.g., http://www.amica.com/auto/coverageExcessPELP.html. Anoop Posted by Gil Faver on October 15, 2006, 5:48 am > > mac wrote: > >> co. in the world (??) Typing "umbrella insurance" into google (with >> all kinds of variations,, like "where to buy....." comes up with no >> nothing of use. I don't own a house, but i have enough assets to >> make the ins. worthwhile i think. > > I think it's usually bundled with some other kind of insurance > either auto or homeowners or renters. > See, e.g., http://www.amica.com/auto/coverageExcessPELP.html. not necessarily. Just ask your insurance agent. Posted by on October 15, 2006, 6:46 am mac wrote: > All I know is that i should get enough coverage to cover my > assets....but when I went to my > auto-insurers web site to see if they offer it, it's not mentioned > anywhere on the website.....that's kind of > strange, given that AIG (my insurer) is supposed to be the largest ins. > co. in the world (??) Typing "umbrella insurance" into google (with > all kinds of variations,, like "where to buy....." comes up with no > nothing of use. I don't own a house, but i have enough assets to > make the ins. worthwhile i think. Mine is from my auto insurer, State Farm. Most large insurers will offer this. Check with your agent. Posted by Gil Faver on October 15, 2006, 7:34 am > > mac wrote: >> All I know is that i should get enough coverage to cover my >> assets.... I think you should have enough insurance to cover likely (or even possible, though unlikely) claims made against you, not just to cover your assets. example: assets = $1M potential claim = $5 M if you have only $1M in insurance, they get the insurance and your assets. Similar Threads Posted umbrella liability insurance? January 26, 2007, 6:46 pm Umbrella Insurace Policy January 19, 2008, 11:43 am LTD Insurance February 11, 2007, 7:08 pm Life insurance in 401(k)-PSP November 29, 2006, 11:53 am Medigap insurance April 28, 2007, 8:34 pm Do I need life insurance? October 31, 2007, 5:15 pm title insurance June 24, 2008, 4:18 pm FDIC insurance (yet again) October 13, 2008, 5:51 pm Life insurance exclusions November 10, 2006, 2:03 pm whole life insurance numbers November 13, 2006, 5:02 am