student loans to achieve higher earning power faster.

Financial Planning - Financial planning in general. (Moderated) 

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Subject Author Date
student loans to achieve higher earning power faster. austingoodrich1 01-24-2008
Posted by PeterL on January 25, 2008, 12:17 pm
>
> > Why are you continuing to work
> > on an associates in BusAd if you plan to get a 4-yr BA in Accounting?
> > Why not just quit the Associates and get going on the BA if it's going
> > to take you 4 years anyway?
> > I may be wrong, but I don't think that an associates degree in BusAd
> > will get you much of a job, if any.
>
> This is exactly what I was thinking. Why the associates? I don't
> suspect that there will be many cases in which the bachelors isn't
> good enough to land you the job, but the extra associates degree
> "seals the deal".
>
> Is it not possible to transfer to the 4-year college, take your
> business credits with you, and finish that accounting degree in 2 or 3
> years?

Because it's a lot cheaper to go to community colleges than 4 yr
colleges. And since most of the credits will transfer, student save
money by going the first two years at a CC.


Posted by sandybeth on January 26, 2008, 2:54 pm
> Because it's a lot cheaper to go to community colleges than 4 yr
> colleges.  And since most of the credits will transfer, student save
> money by going the first two years at a CC.- Hide quoted text -

But, only if the credits transfer to the 4 year college where you plan
to get your BA. Otherwise it is a waste of time and money to get a
basically worthless associates degree. Have you checked to make sure
all the credits will transfer?


Posted by Chris Cowles on January 26, 2008, 4:14 pm
>> Because it's a lot cheaper to go to community colleges than 4 yr
>> colleges. And since most of the credits will transfer, student save
>> money by going the first two years at a CC.- Hide quoted text -
>
> But, only if the credits transfer to the 4 year college where you
> plan
> to get your BA. Otherwise it is a waste of time and money to get a
> basically worthless associates degree. Have you checked to make
> sure
> all the credits will transfer?

In Florida I believe universities are obligated to accept all
community college credits (up to 2 years' worth) at least as
electives. The same may be true in other states.
--
Chris Cowles
Gainesville, FL


Posted by kastnna on January 28, 2008, 4:16 pm

> In Florida I believe universities are obligated to accept all
> community college credits (up to 2 years' worth) at least as
> electives. The same may be true in other states.
> --
> Chris Cowles
> Gainesville, FL

It is not unheard of for Universities to decide that certain courses
provided by local CC's "do not meet the college's standards" and
therefore no transfer credits will be allowed in those particular
classes. An intended consequence of this position is that it prevents
students from enrolling at the CC for the sole purpose of taking
easier versions of the classes offered at the university. I live in a
college town and this debate often appears in our newpaper.

I would double check the transferability of each class before
enrolling and keep in mind that the universities policy could change
at any time. It's not going to save you any time or money if you have
to retake a class because the credit didn't transfer.


Posted by PeterL on January 28, 2008, 7:13 pm
>
> > In Florida I believe universities are obligated to accept all
> > community college credits (up to 2 years' worth) at least as
> > electives. The same may be true in other states.
> > --
> > Chris Cowles
> > Gainesville, FL
>
> It is not unheard of for Universities to decide that certain courses
> provided by local CC's "do not meet the college's standards" and
> therefore no transfer credits will be allowed in those particular
> classes. An intended consequence of this position is that it prevents
> students from enrolling at the CC for the sole purpose of taking
> easier versions of the classes offered at the university. I live in a
> college town and this debate often appears in our newpaper.
>
> I would double check the transferability of each class before
> enrolling and keep in mind that the universities policy could change
> at any time. It's not going to save you any time or money if you have
> to retake a class because the credit didn't transfer.


Most CC has transfer agreements with Universities to specify which
courses are transferable. They also would have transfer counselors to
advise students who are interested in transferring to a 4 yr school.


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