Please point me to a good IRA online guide

Financial Planning - Financial planning in general. (Moderated) 

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Subject Author Date Please point me to a good IRA online guide RoseInAMouth 12-20-2006  Re: Please point me to a good IRA online guide PeterL 12-20-2006  Re: Please point me to a good IRA online guide catalpa 12-21-2006  Future returns; WAS: Please point me to a good IRA... joetaxpayer 12-21-2006  Re: Please point me to a good IRA online guide Brent 12-27-2006  Re: Please point me to a good IRA online guide BreadWithSpam 12-27-2006  Re: Please point me to a good IRA online guide Sgt.Sausage 01-03-2007  Re: Please point me to a good IRA online guide PeterL 12-27-2006
Posted by on December 20, 2006, 4:50 pm I'd like to what different types of IRA accounts are available. Is 30% ROI rare? What is an above average ROI I can expect that is common? 25%? Where and how can I research companies for good ROIs. TIA Brent Posted by PeterL on December 20, 2006, 5:58 pm RoseInAMouth@email.com wrote: > I'd like to what different types of IRA accounts are available. Is 30% > ROI rare? What is an above average ROI I can expect that is common? > 25%? Where and how can I research companies for good ROIs. > > TIA > > Brent ROI is return on investment. The higher the return the higher the risks. 30% is indeed very rare. I think on a long term basis, with a diversified portfolio of stocks and bonds, you should be able to see gains of 10% per year, give or take. When you are talking about ROI for individual companies, you can research that from a number of sources. I would suggest the business section of your library. Posted by catalpa on December 21, 2006, 5:53 am > > ROI is return on investment. The higher the return the higher the > risks. 30% is indeed very rare. I think on a long term basis, with a > diversified portfolio of stocks and bonds, you should be able to see > gains of 10% per year, give or take. > The past long term (20 years or more) compound annual total return of the S&P 500 index has been shown to be around 10%. With long term treasury yields under 5%, a portfolio combination of the S&P 500 index with a significant portion of bonds will have an expected compound annual total return well under 10%. Posted by joetaxpayer on December 21, 2006, 8:01 am catalpa wrote: > The past long term (20 years or more) compound annual total return of the > S&P 500 index has been shown to be around 10%. With long term treasury > yields under 5%, a portfolio combination of the S&P 500 index with a > significant portion of bonds will have an expected compound annual total > return well under 10%. > The article http://www.crestmontresearch.com/pdfs/Stock%20Waiting%20and%20MPT.pdf suggests we will not see the same past long term rate (10%+). I don't know that I fully agree with the paper's conclusion (6%), but I believe it prudent to no longer use 10% in any retirement projections. (FWIW, I use 8% as the stock, and 5%, cash, returns anticipated for my own portfolio as well as my clients. Even the 8% was a tough sell, but I pointed out that if I am wrong, and the return is higher, they'll simply retire on more money, or retire a bit earlier.) JOE Posted by Brent on December 27, 2006, 4:55 am PeterL wrote: > RoseInAMouth@email.com wrote: > > I'd like to what different types of IRA accounts are available. Is 30% > > ROI rare? What is an above average ROI I can expect that is common? > > 25%? Where and how can I research companies for good ROIs. > > > > TIA > > > > Brent > > ROI is return on investment. The higher the return the higher the > risks. 30% is indeed very rare. I think on a long term basis, with a > diversified portfolio of stocks and bonds, you should be able to see > gains of 10% per year, give or take. > > When you are talking about ROI for individual companies, you can > research that from a number of sources. I would suggest the business > section of your library. Thanks. I appreciate everyone's response. 10%? Ha? That's very low when I hear about 21% ROI on the average that Dave Ramsey keeps talking about. Am I missing something here? Similar Threads Posted one small point about HSA accounts October 24, 2007, 10:46 am Re: Hotel point credit cards August 9, 2007, 9:21 pm Wills and/or Trusts etc ... Guide the SkinFlint! June 10, 2008, 5:12 am Online Banking February 19, 2008, 5:25 am Experience with TurboTax Online? January 30, 2007, 3:52 pm Wiki CFA - CFA encyclopedia online June 27, 2007, 8:47 am CDs vs Online Savings Accounts March 1, 2008, 7:38 pm Would you track finances online? July 10, 2008, 12:14 pm Free online Financial Calculator October 15, 2006, 6:46 am Tracking online money transfers? September 28, 2008, 4:19 pm