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Posted by joetaxpayer on February 16, 2008, 3:53 am
sandybeth wrote:
> We have Roths with Vanguard. When I added our $5000 each for 07, I
> put it all into the Vanguard prime money market because I was waiting
> for market to fall. So now I'm ready to move it into the mutual
> funds--or should I wait?
> I'm thinking of an index fund, such as the total stock market index.
> Or is it better right now to go with a global fund or index? We
> already have mid-cap, emerging markets and equity funds in our
> portfolios.
> I know this may be more of a question for the stock board or mutual
> fund boards, but I'm hoping it is general enough for this site.
it's an asset allocation question, not a problem to discuss here.
You might want to offer your current mix by percentage. From what you
posted, you seem light on a good overseas mix.
As far as market timing goes, no one can tell you whether we will up or
down in the next few months or year.
JOE
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