Debt collection

Financial Planning - Financial planning in general. (Moderated) 

  Yahoo!   Google   Windows Live   del.icio.us   digg   Netscape

Subject Author Date Debt collection Sashi 11-11-2008  Re: Debt collection Elizabeth Richa... 11-11-2008  Re: Debt collection Andrew Koenig 11-12-2008  Re: Debt collection Sashi 11-12-2008  Re: Debt collection Mark Shapiro 11-13-2008  Re: Debt collection HW \"Skip\" Wel... 11-12-2008  Re: Debt collection Ron Peterson 11-12-2008
Posted by Sashi on November 11, 2008, 7:19 pm Hi all, I need some advice. I just got a letter from a debt collection company saying that I owe the Viriginia dept of taxation money for taxes unpaid for 2005. The letter is dated Sept 25th but I only received it on Nov 8th. I looked up my records and found that I paid my taxes and owe them nothing. I tried to tell them this but they insist that I need to pay them immediately or they'll begin collection proceedings against me. I offered to fax them the documents but they want the money NOW. I don't see why I should pay when I don't owe them anything. I requested for more time so that I can send them the docs and the matter can be amicably resolved but they just are not ready to wait. If I refuse to pay and they initiate collection proceedings against me, I'm afraid it might hurt my credit. How do I resolve this? Thanks, Sashi Posted by Elizabeth Richardson on November 11, 2008, 10:25 pm > I just got a letter from a debt collection company saying that I owe > the Viriginia dept of taxation money for taxes unpaid for 2005. The > letter is dated Sept 25th but I only received it on Nov 8th. > > I looked up my records and found that I paid my taxes and owe them > nothing. > Have you contacted the State of Virginia? This may (or may not) be a scam. I would want corroboration from the state before I sent any money anywhere. Elizabeth Richardson Posted by Andrew Koenig on November 12, 2008, 9:12 am > I tried to tell them this but they insist that I need to pay them > immediately or they'll begin collection proceedings against me. I > offered to fax them the documents but they want the money NOW. I think you should ask THEM to send YOU the documentation that proves you owe the money. Anyone can claim you owe them money -- if you don't agree, there's no reason you should have to prove it to them until they've given you evidence that they're not just making things up. Posted by Sashi on November 12, 2008, 4:24 pm > > > > I tried to tell them this but they insist that I need to pay them > > immediately or they'll begin collection proceedings against me. I > > offered to fax them the documents but they want the money NOW. > > I think you should ask THEM to send YOU the documentation that proves you > owe the money.  Anyone can claim you owe them money -- if you don't agree, > there's no reason you should have to prove it to them until they've given > you evidence that they're not just making things up. Thanks for the advice. Sashi Posted by Mark Shapiro on November 13, 2008, 7:05 pm > > I tried to tell them this but they insist that I need to pay them > > immediately or they'll begin collection proceedings against me. I > > offered to fax them the documents but they want the money NOW. > > I think you should ask THEM to send YOU the documentation that proves you > owe the money. Anyone can claim you owe them money -- if you don't agree, > there's no reason you should have to prove it to them until they've given > you evidence that they're not just making things up. That is good advice - make sure the creditor has the legal right to enforce the debt - a copy of the judgment, bill, etc. If they provide that, you might want to pay it. If they don't provide it, you might not want to pay it. (This is just my opinion - I am not a lawyer.) http://www.JudgmentBuy.com Similar Threads Posted Kiyosaki and "good" debt November 4, 2006, 9:18 am Debt Management Advice February 19, 2007, 12:53 pm china debt servicing may end 2008 June 12, 2007, 5:11 am Debt repayment or savings/invest? August 16, 2007, 5:53 pm Debt Settlement ---- does it RESTART 7 year clock? November 3, 2006, 4:58 am Re: Making sense of paying of CC debt with a 401k (like) distribution February 29, 2008, 12:34 pm Re: Making sense of paying of CC debt with a 401k (like) distribution February 29, 2008, 4:07 pm Re: Making sense of paying of CC debt with a 401k (like) distribution March 1, 2008, 1:01 pm Re: Making sense of paying of CC debt with a 401k (like) distribution March 1, 2008, 1:01 pm debt free, maxed 401k, maxed IRA April 23, 2007, 11:28 am