0% Balance Transfer Offer

Financial Planning - Financial planning in general. (Moderated) 

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Subject Author Date 0% Balance Transfer Offer Marty 10-01-2007  Re: 0% Balance Transfer Offer joetaxpayer 10-01-2007  Re: 0% Balance Transfer Offer Chris Cowles 10-02-2007  Re: 0% Balance Transfer Offer Mark Bole 10-03-2007  Re: 0% Balance Transfer Offer Justin 10-03-2007  Re: 0% Balance Transfer Offer Mark Bole 10-03-2007  Re: 0% Balance Transfer Offer Chris Cowles 10-04-2007  Re: 0% Balance Transfer Offer Chris Cowles 10-04-2007  Re: 0% Balance Transfer Offer Justin 10-04-2007  Re: 0% Balance Transfer Offer joetaxpayer 10-04-2007  Re: 0% Balance Transfer Offer Justin 10-04-2007  Re: 0% Balance Transfer Offer Justin 10-02-2007
Posted by Mark Bole on October 3, 2007, 9:36 pm Justin wrote: >>>I've used the 0/low% teasers quite a bit in the past both to lower >>>interest costs and simply to make free money by depositing the >>>proceeds in a money market fund. > > It's still pretty easy to find 0% and capped transfer fees > I guess the key word here is "find". I don't actively seek out new credit cards, it used to be these offers came to me from my existing accounts. On the other hand, I believe I did sign up some time ago for the "do not solicit new credit accounts" list. Maybe that explains it. -Mark Bole Posted by Chris Cowles on October 4, 2007, 5:06 am > > I guess the key word here is "find". I don't actively seek out new > credit cards, it used to be these offers came to me from my existing > accounts. On the other hand, I believe I did sign up some time ago > for the "do not solicit new credit accounts" list. Maybe that > explains it. The offers I get are mostly from banks with which I have an existing relationship, but I do get some from others. Those I see still reflect a general increase in rates and fees, and a decrease in duration. Gone are the no-fee 1.99% until paid no-brainers. -- Chris Cowles Gainesville, FL Posted by Chris Cowles on October 4, 2007, 5:07 am > > It's still pretty easy to find 0% and capped transfer fees I'm interested if you can provide examples with a duration > 3 months or so. -- Chris Cowles Gainesville, FL Posted by Justin on October 4, 2007, 10:48 am Chris Cowles wrote on [Thu, 4 Oct 2007 04:07:02 -0500]: >> >> It's still pretty easy to find 0% and capped transfer fees > > > I'm interested if you can provide examples with a duration > 3 months > or so. Plenty listed here http://www.fatwallet.com/forums/messageview.php?catid=52&threadid=710055&highlight_key=y&keyword1=%2Flow+APR+credit+card+offers Posted by joetaxpayer on October 4, 2007, 9:30 pm Chris Cowles wrote: > I'm interested if you can provide examples with a duration > 3 months > or so. I wasn't looking to pull the transfer and get interest stunt, I accepted an offer for a Barnes and Noble credit card offered by Barclays Bank. Free $25 gift card and 5% off books at BN. Why they gave me a $20K line, I don't know, but it was zero interest for 6 months and transfer fee capped at $50. So for $50, I'll get 6 month's interest or about $500. Took longer to write this post than to fill out the application and write the $20K check. Not that I'm seeking these out, but I'd not turn it down, either. JOE Similar Threads Posted Bond Broker Who Will Advertise My Offer? November 25, 2008, 7:48 pm Balance Sheet Strength August 25, 2008, 7:14 pm Roth account transfer November 27, 2007, 7:31 pm Non-spouse inherited IRA rollover/transfer? July 13, 2007, 11:28 am "Transfer On Death" and Mutual Fund Holdings February 15, 2008, 5:15 am Can a short term capital loss balance long term capital gains? October 19, 2008, 8:11 am